[ THE COST PROBLEM ]

Patients decline treatment because of cost, not care

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Patients say no to treatment they need

The average practice loses $50,000+ in unscheduled treatment yearly. Cost is almost always the reason patients decline.

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Asking for money is awkward

Your clinical team is exceptional at dentistry. They didn't sign up to have difficult financial conversations at the chair.

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Existing options are complicated

Third-party financing has clunky processes that interrupt the patient experience and most practices give up because of it.

[ HOW IT WORKS ]

Three steps from treatment to payment.

[ STEP 01 · PATIENT BILL ]
Every patient pays the way that works for them.

Give every patient a payment option that fits their situation — card, monthly plan, or Apple Pay with zero friction ever.

Accept all major credit and debit cards instantly

Built-in Pay Later from as low as $25 per month

Apple Pay for fast one-tap checkout on any device

Axle family billing app on mobile showing total amount due, patients and procedures, with payment method optionsAxle family billing app on mobile in dark mode showing total amount due, patients and procedures, with payment method options
[ STEP 02 · FLEXIBLE PAYMENT PLANS ]
Pick the plan that fits. Change it if it doesn't.

Pre-approved patients see every plan side by side — from 0% APR to 24-month options. One tap to confirm and treatment is scheduled

6 plan options from 3 to 24 months available instantly

True 0% APR on 3 and 6 month short-term plans

Patients can request a higher amount if treatment costs more

Axle patient financing app on mobile showing pre-approved amount and payment term selection with APRAxle patient financing app on mobile in dark mode showing pre-approved amount and payment term selection with APR
[ KEY FINANCING FEATURES ]

Built for dental practices. Everything included.

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Instant Approval

Patient applies and gets a decision in under 60 seconds no uncertainty, no lost cases.

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90% Approval Rate

Industry-leading approval rate means almost every patient who applies qualifies for a plan.

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True 0% APR Options

Genuine 0% APR short-term financing  the most compelling patient option.

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Up to $25,000

Finance treatment amounts up to $25,000 from single crowns to full-mouth restorations.

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Soft Credit Check Only

No hard pull on patient credit. ~90% approval means almost everyone qualifies instantly.

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Direct PMS Posting

Every transaction posts automatically to your PMS zero manual entry needed.

[ WHY AXLE FINANCING ]

Everything patients hate about financing we've eliminated.

Features
Axle logo
Other Competitors
Traditional
Application time
60 seconds
5–10 mins
Days
Approval rate
~99%
~60–70%
~50%
Hard credit check
0% APR options
Limited
Practice paid
Immediate
3–5 days
Weeks
PMS integration
Separate login
Built into Axle
[ OTHER WIDGETS ]

Explore more Axle features